第六章测试1.Which of the following statements about credit card is NOT TRUE? ( )
A:It gives you access to a line of credit. B:It deducts money directly from your savings. C:It provides a loan or extend credit. D:It allows you to make purchases without paying cash.
答案:B
2.Which is NOT the characteristic of average capital? ( )
A:The monthly repayment is decreasing. B:The monthly repayment is fixed. C:The amount of interest is decreasing every month. D:The amount of principal repaid every month is fixed. 3.John has just paid off the full balance of his credit card. What happens to the debt? ( )
A:His credit limit will be increased. B:It is added back to his credit limit to be used again. C:John will be paid an interest. D:It remains a debt. 4.Which of the following will hurt your credit rating? ( )
A:Legal trouble B:Late payments C:Unemployment D:High debt-to-income ratio 5.People should be cautious when deciding whether or not to use financial services like Huabei. ( )
A:对 B:错
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