第三章测试1.
Which of the following is not a macroeconomic goal?
A:social security B:full employment C:low inflation D:economic growth
答案:A
2.
__________ is responsible for making and implementing a country’s monetary policy.
A:ministry of finance B:central government C:the banking industry D:central bank
答案:D
__________ is responsible for making a country’s fiscal policy?
A:ministry of finance B:central bank C:tax authority D:local governments
答案:A
Which of the following words means similar to “rise”?
A:soar B:ebb C:plunge
D:wane
答案:A
Which of the following words means similar to “decline”?
A:surge B: pickup C:collapse D:recover
答案:C
Which of the following statements about Alan Greenspan is correct?
A:He managed monetary policy according to classic economic theory. B:He is a great central banker and he has never made big mistakes. C:He believes a central banker should burst a bubble by raising interest. D:He is not dogmatic at all.
答案:D
The mopping-up strategy is __________ .
A:a strategy that deals with financial crisis B:a monetary policy strategy to deal with consequences C:a fiscal policy strategy to address welfare problems D:a strategy that cares about trade deficit
答案:B
What is irrational exuberance?
A:extra cost B:extravagant expenditure C:bubble D:wrong investment
答案:C
State governments in the USA are __________ .
A:unable to issue bonds B:unable to levy tax C:responsible for federal deficit D:possible to go bankrupt
答案:D
when oil price goes up, British Airways’ stock will
A:fall B:rise C:not change D:be hard to say
答案:A
An account that two or more people hold is a _____ .
A:joint account B:savings account C:checking account D:term-deposit account
答案:A
In order to withdraw money the bank requires your _____ .
A:principal B:depositor C:interest D:signature
答案:D
The bank records all transactions of an account in the customers’ _____ .
A:withdrawal slip B:passbook C:checkbook D:assets
答案:B
Many banks work with so many different customers and accounts that they need _____ to record all transactions.
A:computers B:checks C:deposit slips D:parties
答案:A
You have to _____ your check in order to cash it.
A:endorse B:withdraw C:compute D:accommodate
答案:A
The bank charges a _____ to cover the cost of bookkeeping.
A:fee B:payee C:transaction D:commission
答案:D
I wrote a check for more money than I have in my account. I’m afraid I’m _____ .
A:overdrawn B:minimum balance C:insufficient funds D:liquid
答案:A
The monthly statement gives you a record of all the _____ of your checking account.
A:cancelled checks B:transactions C:demand deposits D:credit history
答案:B
A check that can be signed over to a third party is _____ .
A:overdrawn B:negotiable C:flexible D:subtracted
答案:B
“You are allowed to write up to ten checks without a service charge.”
“That’s all? You mean ten checks is the _____?”
A:minimum B:balance C:interest D:maximum
答案:D
If you need money I can _____ you some.
A:borrow B:lend C:pay back D:disperse
答案:B
When my friend needed a loan he offered the bank his house as _____.
A:term B:debt C:mortgage D:collateral
答案:D
James has not paid back two loans. He must have a terrible _____ .
A:interest B:charge card C:principal D:credit rating
答案:D
If you _____ your car loan, the bank will take possession of your car.
A:default on B:finance C:pay off D:compute
答案:A
In order to calculate the monthly payments on your loan, the bank adds the interest to the _____ and divides the total by the number of months.
A:tenure B:duration C:principal D:charge account
答案:C
