第七章
The main asset on a bank balance sheet is . ( )
答案:loans and overdrafts is also called bridge loan. ( )
答案:Non-installment loan
In addition to financing the agricultural, commercial and industrial activities of the nation, commercial banks facilitate consumption by making loans. ( )
答案:consumer
are not confined to buy or build real estate. ( )
答案:Home equity loans
Under five-category loan classification, has potential weaknesses that deserve management’s close attention. ( )
答案:special mention
The current ratio provides a more conservative measure of aggregate liquidity than quick ratio.（ ）
答案:错
Equity Multiplier measures the degree of financial leverage employed. The greater is the degree of leverage, the greater are the returns or risks to shareholders.（ ）
答案:对
Non-mortgage consumer loans are usually used to finance the purchase of durable goods.（ ）
答案:对
Collateral is the lender’s primary source of repayment or security in the case of default.（ ）
答案:错
Pricing of interest rate of international syndicated loan is basically the federal funds rate plus a spread.（ ）
答案:错
