第七章 Marine Insurance：Marine Insurance7.1Insurance: Definition and Origin:Insurance: Definition and Origin[判断题]General average refers to the situation when extraordinary sacrifices or expenditures have to be made in order to preserve the imperiled property.选项:[错, 对]
7.2Risks, Losses and Expenses:Risks, Losses and Expenses
7.3Insurance Coverage Scope:Insurance Coverage Scope
[判断题]Constructive total loss occurs when the vessel or cargo is damaged beyond repair.选项:[对, 错]
[判断题]Without insurance, international trade is simply impossible to take place.选项:[对, 错]
[判断题]Perils of sea only involves natural calamity.选项:[错, 对]
[单选题]All of the following are benefits to society that result from insurance EXCEPT（ ）选项:[less worry and fear., indemnification for loss., elimination of moral hazard., loss prevention]
[判断题]Partial loss or damage is never recoverable with FPA.选项:[错, 对]
[单选题]All of the following are characteristics of insurance EXCEPT（ ）选项:[risk avoidance, pooling of losses, payment of fortuitous losses., indemnification]
[单选题]A group of farmers agreed that if any farmer suffered a property loss, the loss would be spread over the entire group. In this way, each farmer is responsible for the average loss of the group rather than the actual loss that the farmer sustained. Which characteristic of insurance is embodied in this agreement?选项:[indemnification, fortuitous losses, risk avoidance, pooling of losses]
[单选题]Which of the following doesnot belong to natural calamity?选项:[floating ice, heavy weather, fire, earthquake]
[单选题]The essence of the insurance scheme is that it is a（ ）选项:[Transfer of risk to the whole group, Social science, Accumulation of funds, It involves a group of risks]
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