第十九章
( ) is a rate at which interest is paid by a borrower (debtor) for the use of money that he or she borrowed from a lender (creditor).
答案:interest rate
Because it does not include the effect of compounding, the APR quote is typically more than the actual amount of interest that you will earn. ( )Interest-rate target is a vital tool of monetary policy, and is taken into account when dealing with variables like investment, inflation and unemployment.( )The interest rate is often stated as an effective annual rate (EAR), which indicates the total amount of interest that will be earned ( )Banks also quote interest rates in terms of an annual percentage rate (APR), which indicates the amount of simple interest earned in one year, that is, the amount of interest earned with the effect of compounding.( )

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