货币金融学章节测试课后答案2024春

第一章测试

1.The nature of finance is capital financing, or fund circulating, that is, transferring funds from capital providers to capital demanders. ( )
A:False B:True
答案:B
2.Banks are the only important financial institutions. ( )
A:True B:False
答案:B
3.Financial markets can promote economic efficiency, but can not improve the well-being of consumers. ( )
A:False B:True
答案:A
4.When businesses go looking for funds to finance their activities, they usually obtain them directly from securities markets and not indirectly through financial intermediaries. ( )
A:True B:False
答案:B
5.Financial markets promote greater economic efficiency by channeling funds from ________ to ________. ( )
A:savers; lenders B:savers; borrowers C:investors; savers D:borrowers; savers
答案:B
6.Financial institutions that accept deposits and make loans are called ___. ( )
A:finance companies. B:exchanges. C:mutual funds. D:banks.
答案:D
7.China's financial system is ___ financial system. ( )
A:bank-oriented B:indirect-financing-oriented C:market-oriented D:direct-financing-oriented
答案:A
8.Which of the following statements are TRUE? ( )
A:direct finance can alleviate asymmetric information. B:indirect finance can alleviate asymmetric information. C:direct finance can reduce transaction costs. D:indirect finance can reduce transaction costs.
答案:BD
9.Government regulations to reduce the possibility of financial panic include all of the following EXCEPT ___. ( )
A:restrictions on assets and activities. B:economies of scope. C:transactions costs. D:disclosure.
答案:BC
10.Which of the following are contractual savings institutions? ( )
A:pension fund B:finance company C:life insurance company D:mutual funds
答案:ACD