第三章单元测试
- 贷款抵押或担保相当于变相提高了借款人的信用等级，所以对于担保贷款就不需要做贷后检查了。
- 向处于生命周期成熟期的企业发放贷款风险最小，因为这类企业现金流入稳定，偿债能力强。
Larger banks have, on average, recently reduced their dependence on loans relative to smaller banks.()
In the following items, which ones are belonging to the waining signs of problem loans().
按照贷款担保品的不同，可以把贷款分为（）
Components of the cash flow statement include （）
按照贷款的五级分类制度，不良贷款包括次级、可疑和损失类贷款。
The letter "C" in the CAMELS rating system for banks in the U.S. refers to the "condition" of a bank.
- There are three principal sources of cash to repay a loan. These are cash flows generated from sales or income, funds generated from the liquidation of assets, and ,funds raised by selling debt or equtiy securities.
- 按照贷款五级分类制度，根据贷款的质量和风险程度，银行贷款可以分为（）。
A:错 B:对
答案:错
A:错 B:对
A:错 B:对
A:restructuring debt or eliminating dividend payments or changes in credit rating B:an sudden changes in accounting methods C:unusual delays in receiving financial statements D:adverse changes in the price of stock
A:质押贷款 B:抵押贷款 C:信用贷款 D:保证贷款
A:operations cash flow B:financing cash flow C:capital
D:investment cash flow
A:错 B:对
A:对 B:错
A:对 B:错
A:次级类 B:逾期类 C:可疑类 D:关注类 E:损失类 F:正常类
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