齐鲁工业大学
第一章单元测试
- In the United States, banks are regulated through a dual banking system; that is, both federal and state authorities have significant regulatory powers.
美国金融业属于混业经营，混业监管。
In the USA，OCC issues charters for new national banks.
下面对中国金融业和金融监管体制说法正确的是（）
中央银行作为金融监管的重要机构，通过制定和实施货币政策进行宏观调控，下面的货币政策工具使用中属于扩张性货币政策的是（）
The role performed by banks in the economy in which they transform savings into credit is known as the intermediation role.
Bank holding companies are allowed to own nonbank businesses as long as those businesses offer services closely related to banking.
A unit branch faces the risk of variability in earnings if the surrounding economy weakens and people and businesses move away to other market areas.
- During the financial crisis of 2007-2009, the collapse of Lehman Brothers and the bailout of Bear Stearns reaffirmed the importance of the fundamental principle of ( ).
- In theory, if an interstate organization can acquire banks in states where bank earnings have a ( ) with bank earnings in those states where the interstate company is already represented, a "portfolio effect" may occur.
A:对 B:错
答案:对
A:对 B:错
答案:错
A:错 B:对
答案:对
A:中国金融业属于分业经营，混业监管 B:中国目前主要金融监管机构是一行两会 C:中国金融业属于混业经营，分业监管 D:中国目前主要金融监管机构是一行三会
答案:中国目前主要金融监管机构是一行两会
A:降低再贴现率
B:窗口指导 C:提高法定存款准备金率 D:在公开市场上出售有价证券
答案:降低再贴现率
A:对 B:错
答案:对
A:错 B:对
答案:对
A:对 B:错
答案:对
A:public trust and confidence in the system
B:globalization C:regulatory arbitrage D:government bailout
E:superior management
答案:public trust and confidence in the system
A:negative correlation
B:zero correlation
C:positive covariance
D:perfectly positive correlation
答案:negative correlation
温馨提示支付 ￥3.00 元后可查看付费内容,请先翻页预览!
