第七章 Loans (I)：Introduction to loans and major types of loans7.1Introduction to Loans:Definition, classification of loans and loan policies[单选题]The current ratio provides a more conservative measure of aggregate liquidity than quick ratio.（ ）选项:[错, 对]
7.2Items in a Loan Policy:Items in a Loan Policy
7.3Loan Procedures:Loan procedures
7.4Consumer Loans:Consumer loans and classifications
7.5Business Loans:Business loans and classifications
[单选题]Under five-category loan classification, has potential weaknesses that deserve management’s close attention. ( )选项:[Loss
, doubtful
, special mention
, substandard
]
[单选题]Non-mortgage consumer loans are usually used to finance the purchase of durable goods.（ ） 选项:[错, 对]
[单选题]Equity Multiplier measures the degree of financial leverage employed. The greater is the degree of leverage, the greater are the returns or risks to shareholders.（ ） 选项:[对, 错]
[单选题]Pricing of interest rate of international syndicated loan is basically the federal funds rate plus a spread.（ ）选项:[对, 错]
[单选题]Collateral is the lender’s primary source of repayment or security in the case of default.（ ）选项:[错, 对]
[单选题]are not confined to buy or build real estate. ( )选项:[Residential mortgage loans
, Commercial real estate loans
, Home equity loans
, Construction and development loans
]
[单选题]In addition to financing the agricultural, commercial and industrial activities of the nation, commercial banks facilitate consumption by making loans. ( )选项:[short-term
, Fixed
, consumption
, consumer
]
[单选题]is also called bridge loan. ( ) 选项:[Amortization loan
, Credit card
, Short-term loan
, Non-installment loan
]
[单选题]The main asset on a bank balance sheet is . ( )选项:[deposits
, loans and overdrafts
, cash
, capital and reserves
]
[单选题]The main asset on a bank balance sheet is . ( )选项:[deposits
, cash
, loans and overdrafts
, capital and reserves
]
[单选题]is also called bridge loan. ( ) 选项:[Amortization loan
, Credit card
, Short-term loan
, Non-installment loan
]
[单选题]In addition to financing the agricultural, commercial and industrial activities of the nation, commercial banks facilitate consumption by making loans. ( )选项:[consumer
, consumption
, short-term
, Fixed
]
[单选题]are not confined to buy or build real estate. ( )选项:[Construction and development loans
, Residential mortgage loans
, Home equity loans
, Commercial real estate loans
]
[单选题]Under five-category loan classification, has potential weaknesses that deserve management’s close attention. ( )选项:[special mention
, doubtful
, substandard
, Loss
]
[单选题]The current ratio provides a more conservative measure of aggregate liquidity than quick ratio.（ ）选项:[错, 对]
[单选题]Equity Multiplier measures the degree of financial leverage employed. The greater is the degree of leverage, the greater are the returns or risks to shareholders.（ ） 选项:[错, 对]
[单选题]Non-mortgage consumer loans are usually used to finance the purchase of durable goods.（ ） 选项:[错, 对]
[单选题]Collateral is the lender’s primary source of repayment or security in the case of default.（ ）选项:[对, 错]
[单选题]Pricing of interest rate of international syndicated loan is basically the federal funds rate plus a spread.（ ）选项:[错, 对]
温馨提示支付 ￥3.00 元后可查看付费内容,请先翻页预览!
