国际贸易融资章节测试课后答案2024春

第五章测试

1.Remittance is a bank, at request of its customer, transfer a certain sum of money to its overseas branch or correspondent bank, instructing it to pay a named entity in that country. (（ ）
A:对 B:错
答案:A
2.Under the remittance, the working principle of demand draft is exactly the same as the bill of exchange, it orders the drawer bank to make payment on demand. (（ ）
A:对 B:错 3.The statement of “In cover, we have credited the sum to your account with us” is utilized in payment order of nostro account. (（ ）
A:错 B:对 4.The cancelation of the transaction of remittance is possible prior to the remitting bank instructs the fund transferring to the paying bank. (（ ）
A:错 B:对 5.Which of the following entity is responsible for the information accuracy of the remittance application? （ ）
A:Payee B:Remitting bank C:Paying bank D:Remitter 6.Which of the following entity has the right to decide how the instruction is transferred from the remitting bank to the paying bank? （ ）
A:Remitting bank B:Paying bank C:Remitter D:Payee 7.Which one of the following statements failed to explain the underlying reason on the expanded volume of open account sales even such payment methodology is risky from the perspective of the exporter? （ ）
A:The credit information associated with the importers becomes accessible for exporters. B:The exporters are willing to take more risk in order to increase the export volume. C:The importers are more concerning on their international reputations. D:The overall volume of international trade is increased. 8.Which one of the following statements appropriately describes the duty of the remitting bank? （ ）
A:The remitting bank is responsible for instructing the paying bank to make payments to addressed payee. B:The remitting bank is responsible for notifying the addressed payee on the transaction. C:The remitting bank is responsible for informing the remitter when the transaction is completed. D:The remitting bank is responsible for verifying the information as specified in the remittance application. 9.Which of the following statements associated with the remittance is incorrect? （ ）
A:The working principle of demand draft within the transaction of remittance is very identical to that of bill of exchange. B:In contrast to other conventional payment methods, like collection and documentary credit, the remittance is timely and cost-effective. C:The remittance can be straightforwardly employed not only in the open account, but also in the documentary credit. D:Within the transaction of the remittance, the instruction can be passed from remitting bank to paying bank by using either M/T, T/T, or D/D, and the remitting bank has right to decide which method to be employed. 10.Which of the following statements associated with the remittance is appropriate? （ ）
A:Export T/T finance is also called export invoice financing, it is the financing service provided by the remitting bank. B:The limitation of remittance is lying on its limited application in international trade. C:Suppose the importer has difficulty in paying exporter on due date, he may apply for import T/T finance. D:Within the B2C business mode, conventional payment technique (remittance) is replaced by other methods involving PayPal and Credit card.