国际贸易融资章节测试课后答案2024春

第六章测试

1.According to Uniform Rule for Collection, the documents utilized in the transaction of the collection can be classified into two categories, namely, financial documents and collection processing documents. (（ ）
A:错 B:对
答案:A
2.All documents sent for collection must be accompanied by a collection instruction indicating that the collection is subject to URC and giving precise instructions. (（ ）
A:错 B:对 3.By definition, the presenting bank is the correspondent bank which proceeds the instruction provided by remitting bank to collect the payment from the importer. (（ ）
A:对 B:错 4.Under the transaction of the collection, the involved commercial banks are not dealing with the goods and services. (（ ）
A:对 B:错 5.Which of the following document(s) is classified as commercial documents under the collection? （ ）
A:Cheque B:Packing list C:Bill of exchange D:Consumer invoice 6.Which of the following document(s) only involved in documentary collection but not in the clean collection? （ ）
A:Bill of exchange B:Consumer invoice C:Cheque D:Packing list 7.Which of the following statements associated with the remitting bank within the transaction of collection is incorrect? （ ）
A:The remitting bank is not responsible for the effectiveness of the documents involved in the transaction. B:Before entering into an agreement, commercial bank has right to refuse the request of being a remitting bank. C:If remitting bank accepts the request from the principal, it should exam the documents delivered by the principal carefully, and make sure the information specified in the document is correct. D:Within the transaction of the collection, remitting bank has right to make amendment on the collection order. 8.Which of the following statements associated with the documentary collection is inappropriate? （ ）
A:The fundamental difference between clean collection and document collection is lying on the fact that the involved commercial bank has control of commercial documents rather than financial documents. B:For document against acceptance, the involved financial document is generally referring to usance bill. C:From the perspective of the importer, document against payment is most preferrable term of releasing document under the documentary collection. D:Based upon the term of releasing documents, documentary collections can be further classified under two major categories, namely, document against payment and document against acceptance. 9.Which of the following statements associated with the direct collection is correct? （ ）
A:The direct collection is completely depending on the level of service of a foreign bank. B:The direct collection process may not be so smooth as it lacks the professional advice of remitting bank. C:The collection processing service fee for direct collection is cheaper than traditional one as it bypassing the remitting bank located in the country of importer. D:The collection process for direct collection is faster than traditional one as it accelerates the paperwork process. 10.Which of the following statements accurately describe the potential services will be provided by collection bank in the event of dishonor? （ ）
A:The collection bank will protest on behalf of the principal in case of need. B:The collection bank will locate the warehouse and insure the goods. C:The collection bank will advise the event of dishonor by either airmail or cable. D:The collection bank will contact the representative of principal in case of need. 11.Which of the following statements accurately describe the financial services provided by the banks involved in the collection? （ ）
A:The commercial bank purchases the bill of exchange of its customer drawn on the overseas buyer and this is done after buyer making the payment. B:The importer can make a written undertaking, known as the trust receipt, to the collecting bank to borrow the required commercial documents. C:After the draft has been accepted by importer, the commercial bank will discount the bill and advance the payment on demand of the exporter. D:Collecting bank may provide importer a letter of guarantee, by which the collecting bank undertakes to deliver the bill of lading to shipping company.